body {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #3C3C3C;
	text-decoration: none;
	background-color: #40A5E4;
}
/* TEXT STYLES -------------------------- */
.txt-top-2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #1A1C20;
	text-decoration: none;
}
	.txt-top-2 a {
		font-weight: normal;
		color: #1A1C20;
		text-decoration: none;
	}
	.txt-top-2 a:hover {
		font-weight: normal;
		color: #3F5271;
		text-decoration: underline;
	}
.txt-footer-1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #1A1C20;
	text-decoration: none;
}
	.txt-footer-1 a {
		color: #1A1C20;
		text-decoration: none;
	}
	.txt-footer-1 a:hover {
		color: #3F5271;
		text-decoration: underline;
	}
.txt-footer-2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #ffffff;
	text-decoration: none;
}
	.txt-footer-2 a {
		font-weight: normal;
		color: #ffffff;
		text-decoration: none;
	}
	.txt-footer-2 a:hover {
		font-weight: normal;
		color: #ffffff;
		text-decoration: underline;
	}
h1 {
	font-family: "Times New Roman", Times, serif;
	font-size: 19px;
	color: #3F5271;
	text-decoration: none;
	margin-top: 0px;
}
h2 {
	font-family: "Times New Roman", Times, serif;
	font-size: 15px;
	color: #3F5271;
	text-decoration: none;
}
h3 {
	font-family: "Times New Roman", Times, serif;
	font-size: 13px;
	color: #3F5271;
	text-decoration: none;
}
/* MAIN STYLES ------------------------ */
#main {
	border: 1px solid #ffffff;
}
#top {
	font-family: Arial;
	font-size:19px;
	font-weight:bold;
	color:#E5E5E5;
	text-align: center;	
	vertical-align: middle;
	width: 761px;
	height: 40px;
	/*
	background-color:#3B4E6C;
	*/
	 background-image: url(../images/bg_top_1.gif); */
	background-repeat: repeat-x;
	border-bottom: 1px solid #ffffff;
}
#top-2 {
	text-align: left;
	vertical-align: top;
	width: 761px;
}
#top-2-container {
	text-align: left;
	vertical-align: top;
	width: 761px;
	padding: 10px 0px 10px 20px;
	background-image: url(../images/bg_top_2.gif);
	background-repeat: repeat-x;
	border-bottom: 1px solid #ffffff;
}
#header {
	text-align: left;
	vertical-align: top;
	width: 761px;
	height: 204px;
	border-bottom: 1px solid #ffffff;
}
	#header img {
		float: left;
	}
#header-container {
	float: left;
	border-right: 1px solid #ffffff;
}
/* NAVIGATION ------------------------------------- */
#nav {
	float: left;
	text-align: left;
	vertical-align: top;
	width: 220px;
	height: 204px;
	
}
	#nav-filler-top {
		width: 200px;
		height: 15px;
		background-color: #3B4E6C;
	}
	#nav-filler-bottom {
		width: 220px;
		height: 15px;
		background-color: #3B4E6C;
	}
	.nav-item a {
		display: block;
		text-align: right;
		vertical-align: top;
		height: 21px;
		padding: 8px 25px 0px 0px;
		background-color: #3B4E6C;
		font-family: Arial, Helvetica, sans-serif;
		font-size: 11px;
		font-weight: normal;
		color: #D8DCE2;
		text-decoration: none;
	}
	.nav-item a:hover {
		background-color: #4E6180;
		font-family: Arial, Helvetica, sans-serif;
		font-size: 11px;
		font-weight: normal;
		color: #D8DCE2;
		text-decoration: none;
	}
/* LINE ----------------------------- */
#top-line {
	width: 761px;
	height: 8px;
	background-image: url(../images/bg_line.gif);
	background-repeat: repeat-x;
	border-bottom: 1px solid #ffffff;
	font-size: 1px;
}
/* LEFT COLUMN -------------------------- */
#left-column {
	text-align: left;
	vertical-align: top;
	width: 199px;
	background-color: #BBC4D3;
	border-right: 1px solid #ffffff;
}
#ask-expert-body {
	text-align: left;
	vertical-align: top;
	width: 165px;
	padding: 10px 17px 10px 17px;
}
/* RIGHT COLUMN ---------------------- */
#right-column {
	text-align: left;
	vertical-align: top;
	width: 761px;
}
#right-column-container {
	text-align: left;
	vertical-align: top;
	width: 761px;
	background-color: #D7DCE4;
}
/* FOOTER STYLES -------------------- */
#footer-1 {
	text-align: center;
	vertical-align: top;
	width: 761px;
}
#footer-1-container {
	text-align: center;
	vertical-align: top;
	
	border-bottom: 1px solid #ffffff;
	padding: 10px 0px 10px 0px;
	background-image: url(../images/bg_footer_1.gif);
	background-repeat: repeat-x;
	border-top: 1px solid #ffffff;
}
#footer-2 {
	text-align: left;
	vertical-align: top;
	width: 761px;
	height: 26px;	
	background-image: url(../images/bg_top_1.gif);
	background-repeat: repeat-x;
	/*
	background-image: url(../images/bg_footer_2.gif);
	background-repeat: repeat-x;
	*/
}
#footer-2-left {
	float: left;
	text-align: left;
	vertical-align: top;
	width: 365px;
	margin: 13px 0px 0px 15px;
}
#footer-2-right {
	float: right;
	text-align: right;
	vertical-align: top;
	width: 260px;
	margin: 13px 15px 0px 0px;
}

td 
{
font-family: Arial, Helvetica, sans-serif;
font-size:14px;
line-height:20px;
color:#000000;
}

input
{
border:1px solid #3B4E6C;
font-family: Arial, Helvetica, sans-serif;
font-size:14px;
}

select
{
border:1px solid #3B4E6C;
font-family: Arial, Helvetica, sans-serif;
font-size:14px;
}

textarea
{
border:1px solid #3B4E6C;
font-family: Arial, Helvetica, sans-serif;
font-size:14px;
}

a 
{
color:#000000;
}



.bt 
{
font-family: Arial, Helvetica, sans-serif;
font-size:18px;
font-weight:bold;
color:#6A849D;
}

.title
{
font-family: Arial, Helvetica, sans-serif;
font-size:14px;
color:#4E92D6;
font-weight:bold;
}


.navcontainer1 ul
{
border: 0;
margin: 0;
padding: 5;
list-style-type: none;
text-align: center;
}

.navcontainer1 ul li
{
display: block;
float: left;
text-align: center;
padding: 1px;
margin: 0;
}

.navcontainer1 ul li a
{border-right: 1px solid #6A849D;
background: #6A849D;
width: 155px;
height: 15px;
border-top: 1px solid #6A849D;
border-left: 1px solid #6A849D;
border-bottom: 1px solid #6A849D;
padding: 2px;
margin: 0 0 10px 0;
color: #fff;
text-decoration: none;
display: block;
text-align: center;
font: 0.9em tahoma, lucida, sans-serif;
}

.navcontainer1 ul li a:hover
{
color: #6A849D;
background: #C9D3DC;
}


.recommend
{
	font-size:10px;
	color:white;
	text-decoration:none;
}